Board and Governance

The Royal Bank of Scotland International (Holdings) Limited (RBSI Holdings) and The Royal Bank of Scotland International Limited (RBS International) Boards

Jim McConville

Chairman

Jim was appointed as a Non-Executive Director on 20 March 2024 and Chairman on 01 April 2024.

Appointed to the board of Aviva plc in December 2020, Jim is a member of the Customer and Sustainability, Audit, Risk, Nomination and Governance and Remuneration Committees. Jim is Chair of Aviva Life Holdings UK Limited, a wholly owned subsidiary of Aviva plc. Previous Non-Executive Directorships include Aegon UK, Ignis Asset Management and Tesco Personal Finance. Jim is a Trustee of the National Galleries of Scotland.

Jim was Group Finance Director of The Phoenix Group, where he was responsible for all aspects of financial strategy and management and led the transition programme bringing Phoenix and Standard Life Assurance together. Jim was Chief Financial Officer of Northern Rock from 2010 to 2012, and for many years prior to that worked for Lloyds TSB Group (now Lloyds Banking Group plc) in a number of senior finance and strategy related roles. Jim started his career at Coopers and Lybrand where he qualified as a Chartered Accountant.

Jim holds a Bachelor of Commerce (BCom) degree from the University of Edinburgh and is a member of the Institute of Chartered Accountants. Jim completed an Advanced Management Programme at the Harvard Business School.

Bruce Cannon

Non-Executive Director

Bruce was appointed as a Non-Executive Director in January 2020. Bruce is Chair of the RBS International and RBSI Holdings Board Risk Committees.

Bruce is a highly experienced banker with over 40 years’ experience spanning five continents. In his later career he held several senior risk management roles with HSBC, including Regional Chief Risk Officer for Europe, and subsequently for Latin America. Prior to focusing on risk management, Bruce managed large trade finance businesses for HSBC in Asia and North America, preceded by four years in the group internal audit function based in Hong Kong.

Christine Ashton

Non-Executive Director

Christine joined the RBS International Holdings Board as a Non-Executive Director in September 2020 and chairs the Remuneration Committee.

She is Chief Information Officer at UK Research and Innovation (UKRI), where she leads major technology transformation across government and research. A Fellow of BCS – The Chartered Institute for IT – Christine serves as Vice-Chair of its FTAG group, helping shape national standards in digital leadership. She also sits on the Advisory Council of Inner Wings, a foundation empowering children through confidence building programmes.

Christine brings deep experience in technology, product development, security and transformation across sectors. Previously she held executive roles in the technology industry as CIO at SUSE Software, SAP (Cloud), SVP technology for Thomson Reuters and for FTSE companies BP, BG Group, United Utilities and Transport for London.

In a Non-Executive Director capacity, she has advised on national infrastructure at Pay.UK, where she chaired the New Payments Architecture Committee, and served as an independent director at the Home Office, focused on digital identity and data interchange across government.

Aaron Le Cornu

Non-Executive Director

Aaron was appointed as a Non-Executive Director on 17 April 2023. Aaron is Chair of the RBS International and RBSI Holdings Audit Committees.

Aaron is an experienced finance professional with over 30 years working in banking, trust administration, consultancy and accountancy. Aaron was Chief Operating Officer for the law firm, Ogier and was part of the team which led the management buyout of the Ogier fiduciary services business (subsequently renamed Elian and ultimately bought by Intertrust). Prior to that, Aaron held a number of senior positions within HSBC London, and latterly as Deputy CEO of HSBC International (Jersey).

Aaron is a Chartered Accountant having qualified with Arthur Andersen in London. Aaron is Chairman of Volare Offshore Strategy Fund Limited which is managed by LGT Wealth Management Limited.

Carinne Withey

Non-Executive Director

Carinne was appointed as a Non-Executive Director on 21 July 2023.

Carinne is an experienced professional with 29 years working in asset management, sales and trading, corporate governance and risk management. Carinne is currently a Senior Independent Advisor to the Board of Hayfin Capital Management and Chair of the Audit and Risk Committee and Diversity and Inclusion Committee.

Carinne has served as an Independent Non-Executive Director across the financial industry, including the Board of Goldman Sachs Asset Management International, where she was Chair of the Risk Committee, and Liquidnet Europe, as Chair of the Risk and Audit Committees.

Carinne graduated with First Class Honours in English and French Law LLB from King's College London and Maîtrise en Droit from Panthéon-Sorbonne in Paris and obtained her LPC from the College of Law in London.

Jane Howard

Chief Executive Officer

Jane is the Chief Executive Officer of RBS International, bringing over 40 years of experience in financial services. Her career spans personal banking, commercial banking, risk management and operations.

Prior to joining RBS International in July 2025, Jane was Chief Executive Officer of Ulster Bank Ireland DAC where she championed cultural change and embedded a customer first approach to innovation and transformation. She also led the phased and orderly withdrawal of Ulster Bank from the Republic of Ireland market.

Before her time at Ulster Bank, Jane was Managing Director of Personal Banking at NatWest Group where she guided the franchise through a period of significant and successful transformation.

Jane holds a BA in Financial Services and is a Chartered Director, Certified Bank Director and Certified Investment Fund Director. She also holds Diplomas in Leading Cultural and Ethical Change in Financial Services and in Compliance.

Robert Horrocks

Chief Financial Officer

Rob is Chief Financial Officer of RBS International.

Since joining the NatWest Group in 1999, Rob has held a variety of senior leadership finance positions across a number of functions including Services & Functions, NWG Treasury and NatWest Markets.

Rob has international leadership experience and was European Network CFO for the Europe, Middle East and Africa Commercial and Institutional Banking business as well 2 years working in Paris leading the local Finance team.

Rob holds a BA (Honours) in Music from the University of Bristol. Robert holds a Diploma in Treasury Management (AMCT) and certification from the Associates of Cost and Management Accountants (ACMA). Outside of work, Rob’s passion is classical music.