Board and Governance

The Royal Bank of Scotland International (Holdings) Limited (RBSI Holdings) and The Royal Bank of Scotland International Limited (RBS International) Boards

Jim McConville

Chairman

Jim was appointed as a Non-Executive Director on 20 March 2024 and Chairman on 01 April 2024.

Appointed to the board of Aviva plc in December 2020, Jim is a member of the Customer and Sustainability, Audit, Risk, Nomination and Governance and Remuneration Committees. Jim is Chair of Aviva Life Holdings UK Limited, a wholly owned subsidiary of Aviva plc. Previous Non-Executive Directorships include Aegon UK, Ignis Asset Management and Tesco Personal Finance. Jim is a Trustee of the National Galleries of Scotland.

Jim was Group Finance Director of The Phoenix Group, where he was responsible for all aspects of financial strategy and management and led the transition programme bringing Phoenix and Standard Life Assurance together. Jim was Chief Financial Officer of Northern Rock from 2010 to 2012, and for many years prior to that worked for Lloyds TSB Group (now Lloyds Banking Group plc) in a number of senior finance and strategy related roles. Jim started his career at Coopers and Lybrand where he qualified as a Chartered Accountant.

Jim holds a Bachelor of Commerce (BCom) degree from the University of Edinburgh and is a member of the Institute of Chartered Accountants. Jim completed an Advanced Management Programme at the Harvard Business School.

Bruce Cannon

Non-Executive Director

Bruce was appointed as a Non-Executive Director in January 2020. Bruce is Chair of the RBS International and RBSI Holdings Board Risk Committees.

Bruce is a highly experienced banker with over 40 years’ experience spanning five continents. In his later career he held several senior risk management roles with HSBC, including Regional Chief Risk Officer for Europe, and subsequently for Latin America. Prior to focusing on risk management, Bruce managed large trade finance businesses for HSBC in Asia and North America, preceded by four years in the group internal audit function based in Hong Kong.

Christine Ashton

Non-Executive Director

Christine was appointed as a Non-Executive Director in September 2020 and is Chair of the RBS International Holdings Remuneration Committee.

Christine is the Chief Information Officer for UK Research and Innovation (UKRI). She is a Fellow of BCS (The Chartered Institute for IT) and Vice-Chair of its senior technical group, FTAG, helping the BCS deliver its mission of ‘Making IT good for Society’. Christine is a member of the Advisory Council for Inner Wings, a charitable foundation running free school programmes to build children’s resilience and self belief.

Christine has had a career in digital transformation and product development that has crossed numerous industries. Prior to UKRI Christine was the CIO and CISO at SUSE Open Source Software leading a post IPO digital transformation. She ran Cogventive Ltd, a Digital services company delivering technology for high profile carve outs. Prior to Cogventive, Christine was ‘CIO in residence’ at SAP Cloud and Senior Vice President of Technology at Thomson Reuters Corp., Christine has held global executive leadership roles at Bp plc., BG Group, Transport for London, United Utilities and Associated Octel.

Christine has previously held INED roles at Pay.UK where she was Chair of the New Payment Architecture committee, and the H.M. Home Office, focused on strategy and improving data interchange between the passport agency and DVLA.

Aaron Le Cornu

Non-Executive Director

Aaron was appointed as a Non-Executive Director on 17 April 2023. Aaron is Chair of the RBS International and RBSI Holdings Audit Committees.

Aaron is an experienced finance professional with over 30 years working in banking, trust administration, consultancy and accountancy. Aaron was Chief Operating Officer for the law firm, Ogier and was part of the team which led the management buyout of the Ogier fiduciary services business (subsequently renamed Elian and ultimately bought by Intertrust). Prior to that, Aaron held a number of senior positions within HSBC London, and latterly as Deputy CEO of HSBC International (Jersey).

Aaron is a Chartered Accountant having qualified with Arthur Andersen in London. Aaron is Chairman of Volare Offshore Strategy Fund Limited which is managed by LGT Wealth Management Limited.

Carinne Withey

Non-Executive Director

Carinne was appointed as a Non-Executive Director on 21 July 2023.

Carinne is an experienced professional with over 25 years working in asset management, sales and trading, corporate governance and risk management. Carinne is currently the senior independent advisor to the Board of Hayfin Capital Management and Chair of the Audit, Risk and Diversity and Inclusion Committees.

Until 2022, Carinne was an Independent Non-Executive Director on the Board of Goldman Sachs Asset Management International, where she was Chair of the Risk Committee and a member of the Remuneration Committee. Carinne was also an Independent Non-Executive Director on the Board of Liquidnet Europe Limited, as well as Chair of the Risk and Audit Committees.

Carinne completed an International Clerkship with Baker & McKenzie before joining Goldman Sachs International, rising to Managing Director, Head of EMEA Securities Division Compliance.

A French and British dual national, Carinne holds a LLB Bachelor of Laws and a Maitrise de Droit from King’s College, London and Pantheon-Sorbonne, Paris, both with starred First Class Honours. Carinne achieved a Distinction in Legal Practice from the College of Law, London.

Jane Howard

Chief Executive Officer

Jane is the Chief Executive Officer of RBS International, bringing over 40 years of experience in financial services. Her career spans personal banking, commercial banking, risk management and operations.

Prior to joining RBS International in July 2025, Jane was Chief Executive Officer of Ulster Bank Ireland DAC where she championed cultural change and embedded a customer first approach to innovation and transformation. She also led the phased and orderly withdrawal of Ulster Bank from the Republic of Ireland market.

Before her time at Ulster Bank, Jane was Managing Director of Personal Banking at NatWest Group where she guided the franchise through a period of significant and successful transformation.

Jane holds a BA in Financial Services and is a Chartered Director, Certified Bank Director and Certified Investment Fund Director. She also holds Diplomas in Leading Cultural and Ethical Change in Financial Services and in Compliance.

Robert Horrocks

Chief Financial Officer

Rob is Chief Financial Officer of RBS International.

Since joining the NatWest Group in 1999, Rob has held a variety of senior leadership finance positions across a number of functions including Services & Functions, NWG Treasury and NatWest Markets.

Rob has international leadership experience and was European Network CFO for the Europe, Middle East and Africa Commercial and Institutional Banking business as well 2 years working in Paris leading the local Finance team.

Rob holds a BA (Honours) in Music from the University of Bristol. Robert holds a Diploma in Treasury Management (AMCT) and certification from the Associates of Cost and Management Accountants (ACMA). Outside of work, Rob’s passion is classical music.