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An account to hold and manage multiple currencies
Multi-currency account
Multi-currency account
Hold currency balances and get instant access to funds held on call. Make transfers externally, internally and also to receive funds. You can use the account for internal FX transactions too.
Cash Management account
Optimise the liquidity and return on funds.
We have developed a comprehensive cash management service which can operate in a number of ways:
- As an interest-bearing account
- To facilitate an interest-bearing fixed deposit account
- To facilitate a loan providing either single repayment fixed term advances or amortisation of business term loan facilities
Information Message
Managed rates
Rates effective from 20th September 2023 and are subject to variation.
Currency
Sterling (GBP)
US Dollar (USD)
Euro (EUR)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Canadian Dollar (CAD)
Swiss Franc (CHF)
Swedish Krona (SEK)
Managed rate
2.33%
1.35%
2.09%
0.00%
0.00%
0.00%
0.00%
0.00%
Customer rate
1.83%
0.85%
1.59%
0.00%
0.00%
0.00%
0.00%
0.00%
Currency
Norwegian Krone (NOK)
Danish Krone (DKK)
Japanese Yen (JPY)
South African Rand (ZAR)
Managed rate
0.00%
0.00%
-0.20%
0.00%
Customer rate
0.00%
0.00%
-0.20%
0.00%
These are rates which we set and which we can change. Credit interest is calculated on the credit balance on your Account(s) at the RBS International managed rate less a margin of 0.50%. Margins on positive managed rates do not result in a customer rate of less than zero. Where a Managed Rate is zero or negative, no margin is applied. All other currencies rates are available on request.
Currency
Sterling (GBP)
US Dollar (USD)
Euro (EUR)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Canadian Dollar (CAD)
Swiss Franc (CHF)
Swedish Krona (SEK)
Managed rate
2.33%
1.35%
2.09%
0.00%
0.00%
0.00%
0.00%
0.00%
Customer rate
1.83%
0.85%
1.59%
0.00%
0.00%
0.00%
0.00%
0.00%
Currency
Norwegian Krone (NOK)
Danish Krone (DKK)
Japanese Yen (JPY)
South African Rand (ZAR)
Managed rate
0.00%
0.00%
-0.20%
0.00%
Customer rate
0.00%
0.00%
-0.20%
0.00%
These are rates which we set and which we can change. Credit interest is calculated on the credit balance on your Account(s) at the RBS International managed rate less a margin of 0.50%. Margins on positive managed rates do not result in a customer rate of less than zero. Where a Managed Rate is zero or negative, no margin is applied. All other currencies rates are available on request.
Currency
Sterling (GBP)
US Dollar (USD)
Euro (EUR)
Australian Dollar (AUD)
New Zealand Dollar (NZD)
Canadian Dollar (CAD)
Swiss Franc (CHF)
Swedish Krona (SEK)
Managed rate
2.33%
1.35%
2.09%
0.00%
0.00%
0.00%
0.00%
0.00%
Customer rate
1.83%
0.85%
1.59%
0.00%
0.00%
0.00%
0.00%
0.00%
Currency
Norwegian Krone (NOK)
Danish Krone (DKK)
Japanese Yen (JPY)
South African Rand (ZAR)
Managed rate
0.00%
0.00%
-0.20%
0.00%
Customer rate
0.00%
0.00%
-0.20%
0.00%
These are rates which we set and which we can change. Credit interest is calculated on the credit balance on your Account(s) at the RBS International managed rate less a margin of 0.50%. Margins on positive managed rates do not result in a customer rate of less than zero. Where a Managed Rate is zero or negative, no margin is applied. All other currencies rates are available on request.
Currency
Sterling (GBP)
Euro (EUR)
US Dollar (USD)
Danish Krone (DKK)
Swiss Franc (CHF)
Swedish Krona (SEK)
South African Rand (ZAR)
Managed rate
2.33%
2.09%
1.35%
0.00%
0.00%
0.00%
0.00%
Customer rate
1.83%
1.59%
0.85%
0.00%
0.00%
0.00%
0.00%
Currency
Australian Dollar (AUD)
Canadian Dollar (CAD)
Norwegian Krone (NOK)
New Zealand Dollar (NZD)
Japanese Yen (JPY)
Turkish Lira (TRY)
Managed rate
0.00%
0.00%
0.00%
0.00%
-0.20%
0.00%
Customer rate
0.00%
0.00%
0.00%
0.00%
-0.20%
0.00%
These are rates which we set and which we can change. Credit interest is calculated on the credit balance on your Account(s) at the RBS International Managed Rate less a margin of 0.50%. Margins on positive Managed Rates do not result in a customer rate of less than zero. Where a Managed Rate is zero or negative, no margin is applied. Where the customer rate is negative, negative credit interest will only be applied to balances exceeding 250,000 of the relevant currency. For balances held below 250,000 in these currencies, no negative interest will be charged.