Instant Savings Tracker

A base rate guarantee that
makes your money grow

Tired of keeping on top of rate changes? With Instant Savings Tracker, you know your interest rate is always up-to-date. It simply tracks the Bank of England base rate by a set percentage.



  • Stay up-to-date - your savings rate tracks changes in the Bank of England Base Rate
  • Access to your funds - instant access
  • Tiered interest rates - earn more when you reach each of the interest tiers. See the interest rates
  • Build your nest egg - a monthly Standing Order helps you to save regularly
  • Manage your money - bank over the internet, by telephone or in any branch of RBS International. Plus withdraw money at any cash machine where you see the symbol on your card


AmountGross Rate % p.a.AER %
£50,000 + 0.500.50
£25,000 - £49,9990.500.50
£10,000 - £24,9990.250.25
£5,000 - £9,9990.250.25
£500 - £4,9990.100.10
£1 - £4990.100.10

Interest paid annually
Interest will be paid at the end of march

Tracking rates apply to all accounts with balances of £500 or more until the level of Bank of England Base Rates is such that no credit interest would be payable. In these circumstances the rates are as outlined (Gross rate p.a./AER%) will be applied.

Last updated on: 24 July 2009



Gross rate - is the interest rate paid before the deduction of tax.

Annual Equivalent Rate (AER) - illustrates what the interest rate would be if paid and compounded each year.

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