Further advances

Borrow more at mortgage
interest rates

If you're an existing mortgage customer with RBS International, a further advance could be your route to fund home improvements, a car, a holiday or almost anything else.

Benefits of a further advance

• Mortgage rate borrowing - compared to personal loans, our further advance rates could prove cost-effective.
• Borrow large sums -   it is possible to release up to 85% of the equity in your home, from £5,000. Compare this to the usual unsecured personal loan limit of £25,000.
• Choice of products - For loans up to £25,000 you can borrow at our variable rate, with an arrangement fee of £195. For loans over £25,000 you can choose a base rate tracker or a fixed rate with an arrangement fee of £495. Lifestyle mortgages have an arrangement fee of 1% of the additional loan amount.
• More on our mortgages

You should think carefully about borrowing for non-property related purposes, as the loan will be secured on your home.

Important information

The Bank will require a valuation to be undertaken by a Bank appointed and approved valuer, the cost of which will be met by the customer. For further information on the Bank's valuation fee scale, please contact us directly using one of the options in the 'contact us' section above.

RBS International reserve the right to withdraw our fixed rates without notice.