Buying to let

Making the most
of your investment

Your home may be repossessed if you do not keep up
repayments on a mortgage or other loan secured on it

Buy-to-let investments locally demand a specialist mortgage to match. Which is where we come in.

MortgageInitial interest rateFollow on rateOverall cost for comparisonLoan to ValueOther information
2 Year Base Rate Tracker3.74% variable
tracks BoE Base Rate +3.24% until 30/03/2012
4% variable3.9% APRup to 60% property value
  • Arrangement fee 1% of loan amount
  • Minimum loan £100,000
  • Drawdown fee £30
  • An early repayment charge of 3% until 30/03/2012 or from three months after completion until the end of any tracker period, you can switch to a fixed rate and pay no early repayment charge, just pay the product fee for the new deal

2 Year Base Rate Tracker3.89% variable
tracks BoE Base Rate +3.39% until 30/03/2012
4% variable4% APRup to 75% property value
  • Arrangement fee 1% of loan amount
  • Minimum loan £100,000
  • An early repayment charge of 3% until 30/03/2012 or from three months after completion until the end of any tracker period, you can switch to a fixed rate and pay no early repayment charge, just pay the product fee for the new deal
  • Drawdown fee £30

2 Year Fixed Rate Mortgage5.54% fixed
 until 30/03/2012
4% variable5.8% APRup to 75% property value
  • Arrangement fee 1% of loan amount
  • Early repayment charge (payable on capital sum repaid early) of 3% until 30/03/2012
  • Minimum loan £100,000
  • Drawdown fee £30

3 Year Fixed Rate Mortgage6.14% fixed
 until 29/03/2013
4% variable6.4% APRup to 75% property value
  • Arrangement fee 1% of loan amount
  • Early repayment charge (payable on capital sum repaid early) of 3% until 29/03/2013
  • Minimum loan £100,000
  • Drawdown fee £30

5 Year Fixed Rate Mortgage 6.84% fixed
 until 31/03/2015
4% variable7.1% APRup to 75% property value
  • Arrangement fee 1% of loan amount
  • Early repayment charge (payable on capital sum repaid early):
    • 5% until 31/03/2011
    • 4% until 30/03/2012
    • 3% until 31/03/2015
  • Minimum loan £100,000
  • Drawdown fee £30


Fixed rate mortgages

Due to limited supply fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered above.

Important information

The Bank will require a valuation to be undertaken by a Bank appointed and approved valuer, the cost of which will be met by the customer. For further information on the Bank's valuation fee scale, please contact us directly using one of the options in the 'contact us' section above.

RBS International reserve the right to withdraw our fixed rates without notice.

These mortgages are available for United Kingdom properties in limited circumstances only and are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000. This means that the protection of those rules and regulations and of the UK Financial Services Compensation Scheme will not be available to borrowers.

Please ensure you read the legal information which covers
your use of this website