Gold Deposit Account

• True instant access - with a Cashline card, you can make withdrawals from cash machines at home or overseas. Just look out for the Cirrus symbol. You can also use your card to find out your account balance.
• No penalties - we don't charge you for making withdrawals, and we won't amend your interest rates.
• In person, on the phone or online - you can manage your account by popping into a RBS International branch, using the internet or through our telephone banking service.
• Start with £500 - or less if you use a Standing Order to fund your account. Don't worry - after the account is established, there's no penalty if your balance falls below £500.
• Large upper limit - you can keep up to £1,000,000 in your account.
• Interest calculated daily - and added to your account every quarter.

Last updated on: 02 January 2009

Gross rate - is the interest rate paid before the deduction of tax.

Annual Equivalent Rate (AER) - illustrates what the interest rate would be if paid and compounded each year.