Buy to let in the UK

Flexible options for
property investors

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Looking to invest in property? Our buy-to-let mortgage allows you to buy up to 10 properties, on top of your principal place of residence.

Buy-to-let mortgage benefits

  • Flexibility - choose from capital repayment or endowment, and a range of fixed, base rate tracker or a variable interest rate

MortgageInitial interest rateFollow on rateOverall cost for comparisonLoan to ValueOther information
2 Year Base Rate Tracker4.18% variable
tracks BoE Base Rate +3.68% until 31/01/2014
4.00% variable4.3% APRup to 60% property value
  • Minimum arrangement fee £1,000
  • Early repayment charge (payable on capital sum repaid early) of 3% until 31/01/2014
  • Minimum loan £100,000
  • Arrangement fee of 1.00% of the loan amount applies, subject to minimum fee shown.
  • From three months after completion until the end of any tracker period, you can switch to a fixed rate and pay no early repayment charge, just pay the product fee for the new deal.
  • Drawdown fee £30.

2 Year Base Rate Tracker4.88% variable
tracks BoE Base Rate +4.38% until 31/01/2014
4.00% variable5.1% APRup to 70% property value
  • Minimum arrangement fee £1,000
  • Early repayment charge (payable on capital sum repaid early) of 3% until 31/01/2014
  • Minimum loan £100,000
  • Arrangement fee of 1.00% of the loan amount applies, subject to minimum fee shown.
  • From three months after completion until the end of any tracker period, you can switch to a fixed rate and pay no early repayment charge, just pay the product fee for the new deal.
  • Drawdown fee £30.

2 Year Fixed Rate Mortgage5.47% fixed
 until 31/01/2014
4.00% variable5.7% APRup to 70% property value
  • Minimum arrangement fee £1,000
  • Early repayment charge (payable on capital sum repaid early) of 3% until 31/01/2014
  • Minimum loan £100,000
  • Arrangement fee of 1.00% of the loan amount applies, subject to minimum fee shown.
  • Due to limited supply fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered above.
  • Drawdown fee £30.


Fixed rate mortgages

Due to limited supply fixed rates are offered on a first come first served basis, therefore the Bank reserves the right to withdraw the rates offered above.

Mortgages are offered by The Royal Bank of Scotland plc (Isle of Man branch). These mortgages are available for United Kingdom properties in limited circumstances only and are not covered by the majority of rules and regulations made under the UK Financial Services and Markets Act 2000. This means that the protection of those rules and regulations and of the UK Financial Services Compensation Scheme will not be available to borrowers.

Please ensure you read the legal information which covers
your use of this website