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Fixed rate loans

Fixed rate loans


All new loans are now opened in the NatWest brand. We are certain you will find NatWest ideally placed to look after your banking needs but would like to apologise for the inconvenience caused.

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Certainty comes as standard with our fixed rate loan. Once your rate has been agreed at the start of the loan, it stays the same until the end of the loan term. Simple.

Fixed term loan - benefits

  • Borrow up to £25,000 - and loans are available from £1,000.
  • Car, kitchen holiday - use your funds for almost anything you like.
  • No arrangement fee - and simple fixed repayments for the term of the loan.
  • Suit your budget - payment terms range from one to five years. However, if you borrow more than £15,000, we can offer a seven year term or ten years for home improvements.
  • Tiered interest rates - our rates get smaller if you borrow a larger amount.
  • Secured or unsecured - we can offer different rates depending on whether the loan is secured against an asset you own.

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